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Homes almost always
appreciate in value, about four or five percent a year. They
are known as better long tern investments than stocks, because the
rate of return when buying a home is higher than most any other
investment you could make, in part due to the tax deductions applied
towards mortgage interest and property tax.
With that said, buying a home can be one of your most
significant investments in life. That is why as a buyer, learning or seeking
the right professional help will lead you to make an intelligent and
informed decision.
Below are a few things for you to think about before
starting your search....a check list if you will.
If you want to receive
specific information on a home or property,
please scroll down and fill out the form.
Find out How Much Mortgage Can You Afford
You can save yourself a lot of wheel-spinning if you take a minute to
figure out how much mortgage you can afford. Generally, a lender will want
your monthly mortgage payment to total no more than 29% of your monthly
gross income (that's your monthly income before taxes and other paycheck
deductions are taken out.) You also need to consider current loan interest
rates. The lower the interest rate, the more expensive the home you'll be
able to afford. Feel free to use the simple mortgage calculator to see how
much you can afford in a mortgage payment.
Create Your "Wishlist"
Make your wish list. Focus on the features you want in a home: 2 bedrooms
or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will
help you focus your search. Once you've done that....
Contact Me
You'll want to start searching for a broker as soon as you decide to buy
a home. That is where I come in. I have many years of experience, and
will help you through your real estate transaction, and will go the extra
mile to make it as smooth and quick as possible. Don't take my word for it
though, see what others have said about me.
Testimonials
Finally, getting pre-approved for a mortgage is a good idea because it
will tell you the size of the mortgage you qualify for, so you know what the
price range of the homes you should be looking at. Moreover, it builds
more clout for when you start negotiations by making an offer on a house.
The seller will be more willing to accept your offer if you the buyer is
pre-approved.
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WEST BLOOMFIELD, MI 48323
4bed, 4.5bath,
$469,900
SQ Ft. 2976
One Look and you will be sold!
PATIO, PORCH, TWO KITCHENS
Hurry, it won't last, Contact me for a Showing!
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